“Steer clear of Developers”, is the advice given to most insurance agents. “They’re complicated, time consuming, and only execute 50% of the projects they discuss with you.” The insurance sages were only wrong about the percentage. I’d say it’s closer to 20%. But it’s a fun and adventurous 20%! As far as the rest of it goes, we like the challenge. Multi-Family Wrap Projects, P3s, Condo-Conversions, Tract-Housing, Hotel/Motel, in a flood zone, polluted soil, you name and we’ve handled it.

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Whether your asset is Multi-Family, Office, Industrial, Retail, or Vacant Land, UPSIDE has the experience and relationships to handle your account. Our clients range from owners of single properties to portfolios with values in the hundreds of millions.  

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This industry continues to grow aggressively and the insurance companies interested in partnering with our clients are just as aggressive. Economies of scale are strongest when there are 7+ locations. This will be experienced from a cost perspective as well as the capacity to implement risk management strategies. 

Work Comp is an animal all it's own. As a federal mandated coverage it's less about the complexity of coverage language and mor about how you and your agent can navigate claims, EMOD calculations, loss reverses, safety programs (and no the safety manual you downloaded from LegalZoom does not count as a "program"), and risk control. We trudge through that mud with you until you end up with a clear plan moving forward.